SEPAexpress is an offer of

b4payment GmbH

Osterhofener Straße 16

D-93055 Regensburg

Phone +49 (0)941 | 569 581 50-0
Fax +49 (0)941 | 569 581 50-9


Managing directors: Franz-Xaver Guttenberger & Josef Kiermeier


Registered in the commercial register
Registry court: Regensburg Local Court
Registration number: HRB 14228
VAT ID: DE295286649


Responsible for content according to § 10 paragraph 3 MDStV:
Franz-Xaver Guttenberger and Josef Kiermeier, b4payment GmbH, Osterhofener Straße 16, 93055 Regensburg, Germany


Consumer dispute resolution/universal arbitration board:
We are not willing or obliged to participate in dispute resolution proceedings before a consumer arbitration board.


Liability for contents


All contents of our website have been created with the greatest care and to the best of our knowledge. However, we cannot assume any liability for the correctness, completeness and up-to-dateness of the contents. As a service provider, we are responsible for our own content on these pages in accordance with the general laws pursuant to § 7 para. 1 TMG. However, according to §§ 8 to 10 TMG, we are not obliged as a service provider to monitor transmitted or stored third-party information or to investigate circumstances that indicate illegal activity. Obligations to remove or block the use of information in accordance with general laws remain unaffected by this.
However, liability in this respect is only possible from the point in time at which a concrete infringement of the law becomes known. If we become aware of the above-mentioned infringements, we will remove this content immediately.



Limitation of liability for external links


Our website contains links to external websites of third parties. We have no influence on the content of these directly or indirectly linked websites. Therefore, we cannot guarantee the correctness of the contents of the “external links”. The respective providers or operators (authors) of the sites are responsible for the contents of the external links.
The external links were checked for possible legal violations at the time of linking and were free of illegal content at the time of linking. A constant review of the contents of the external links is not possible without concrete indications of a violation of the law. In the case of direct or indirect links to the websites of third parties that lie outside our area of responsibility, a liability obligation would only exist in the event that we become aware of the content and it would be technically possible and reasonable for us to prevent its use in the event of illegal content.
This disclaimer of liability also applies to links and references set within our own website Homepage by questioners, blog contributors, guests of the discussion forum. Liability for illegal, incorrect or incomplete content and in particular for damage arising from the use or non-use of information presented in this way lies solely with the service provider of the page to which reference is made, and not with the party who merely refers to the respective publication via links.
If we become aware of any legal infringements, we will remove the external links immediately.


The contents and works published on our website are subject to German copyright law (UrhG – nichtamtliches Inhaltsverzeichnis . The reproduction, editing, distribution and any kind of utilisation of the intellectual property in ideal and material terms of the author outside the limits of copyright law require the prior written consent of the respective author within the meaning of copyright law (UrhG – nichtamtliches Inhaltsverzeichnis ). Downloads and copies of this site are only permitted for private and non-commercial use. If the content on our website was not created by us, the copyrights of third parties must be observed. Third-party content is identified as such. Should you nevertheless become aware of a copyright infringement, please inform us accordingly. If we become aware of any infringements, we will remove such content immediately.



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Gender note

In the following, the masculine or neutral form is used when referring to non-personal terms. The abbreviated form of language is used exclusively for editorial reasons and does not imply any valuation. We generally pursue a non-discriminatory approach and always and explicitly address all genders equally with our content.

This imprint was kindly provided by JuraRat: Vertragsvorlagen für Gründer und Privatpersonen .

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b4payment GmbH
Osterhofener Straße 16
D-93055 Regensburg