What drives us

Be the new payment future!

2015

PROOF OF CONCEPT
Payout solution

2016

API
The API born in Regensburg

2017

GO LIVE
1st transaction proceeded
Revenue 0,3 Mio €

2018

BREAK-EVEN/EBIT POSITIVE
600% Revenue
Growth rate: 2,1 Mio €

2019

MARKET COVERAGE
Europe

2020

ADVANCED INFRASTRUCTURE
New partners

2021

PART OF BANKING CIRCLE
Top up to the established infrastructure

2022

GROWTH
Triple-digit growth

Our profile

SEPAexpress offers trusted and seamless white-label account-to-account (A2A) payments, including direct debit and open banking.
Integrating the world of SEPAepress enables our customers to process account-to-account payments with less risk in a unprecedented cost-effective and incredibly fast way.

Our vision & mission

Vision

To become the leading provider of bank-based account-to-account payment solutions and enable merchants and their customers to transact in the most frictionless and secure way.

Mission

To develop a one-stop platform with all major A2A payment methods, underpinned by a full suite of solutions for risk scoring, dynamic mandate management and reconciliation.

SEPAexpress mission and vision

SEPAexpress the new credit card alternative!


Our market

We are redefining everyday payment transactions!

We are taking a product that has been established on the German market for many years and giving it a new look. One that understands today's needs and is constantly evolving with them. Account-to-account payments will establish themselves as a real alternative to credit cards throughout Europe in the near future and become a new payment reality for everyone.

And we continue to build on this: By developing a unique platform with all major A2A payment types, supported by a comprehensive solution offering for risk assessment, dynamic mandate management and reconciliation.

Our industries

Whether renowned large corporations, medium-sized customers or start-ups. Regardless of the industry.
Many already entrust us with their international business, lean back and rely on our innovative technologies and services.

Interested?
Get in touch with us today!

For FinTechs

Rely on individual single
source solutions

For Retail

Accept omnichannel
payments

For Digital Commerce

Increase digital product
sales

For Travel & Mobility

Create comfortable travel
customer journeys

For InsureTech

Make customers feel
secure

Be in good company

#SEPAexpress

!

SEPAexpress

b4payment GmbH
Osterhofener Straße 16
D-93055 Regensburg
Germany