Behind
our
company

The future of payment services is now.

2015

PROOF OF CONCEPT
Payout solution

2016

API
The API born in Regensburg

2017

GO LIVE
1st transaction proceeded
Revenue 0, 3 Mio €

2018

BREAK-EVEN / EBIT POSITIVE
600% Revenue
growth rate: 2,1 Mio €

2019

MARKET COVERAGE
Europe

2020

ADVANCED INFRASTRUCTURE
New partners

2021

PART OF BANKING CIRCLE
Top up to the established infrastructure

2022

GROWTH
Triple digit growth

Company Profile

SEPAexpress provides trusted and seamless, white-labelled account-to-account (A2A) payments including Direct Debit, Open Banking and soon to come Request to pay for Payments Service Providers (PSPs) and merchants in Europe with one single API solution.

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Our Vision

N°1 payment method in Europe

For us, the central concern in everything we do is to shape the future of digital payment solutions. With the sub-area account-to-account payments, we have specialised in a niche that wants to get out of the dusty corner leading into a bright future. The idea is that it can be easier for one-time payment solutions and recurring payments, if the customer fills out a debit authorisation than worrying about their credit card details or transfers. Account-to-account payments have prevailed on the German market and can position itself in Europe as an alternative to the credit card. This goal is achieved through maximum quality demands on all solutions developed by us. Dynamic, passion and vision power form the basis of our sustainable and profit-oriented corporate development. The integration of SEPAexpress enables our customers to process account-to-account payments faster, cheaper and with less risk. Therefore, a product established on the German market for many years, is recreated and led into the future.

SEPAexpress is your alternativ to credit cards!

Our market

European presence

SEPA (Single Euro Payment Area) is a European regulatory initiative to create a standard scheme for processing transactions. SEPAexpress is at home in the European region. We have currency across 34 markets in Euro and GBP. The direct debit has prevailed in the German market and can position itself in Europe as an alternative to the credit card. The new EU Payment Services Directive (PSD II) opens up external service providers access to account data and additionally boosts competition in payment transactions. We are serving the target group aggregators. With the sub-area direct debits, we have specialised in a niche that wants to get out of the tedious angle.

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Innovative financial technologies

Rely on individual solutions from a single source for FinTechs and financial institutions.

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Payment for retail

Accept payments across all channels for an omnichannel shopping experience.

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Payment in digital commerce

Increase your sales with our payment solution for your digital products.

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Payment solutions for travel and mobility

Create a comfortable travel customer journey with our payment solutions.

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Payment for InsureTech

Your customers feel secure with our payment solutions.

Our Industries

We work with a wide variety of industries. Different companies trust us in their international business. They rely on our innovative technologies and services. This includes well-known large companies and medium-sized customers as well as start-ups. Are you and your company interested in our products for your industry? Do not hesitate to contact us.

Be in good company

#SEPAexpress

We keep you posted.

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SEPAexpress

b4payment GmbH
Osterhofener Straße 16
D-93055 Regensburg
Germany