Account-to-Account payments and open banking

Who we are

SEPAexpress is a B2B payment solution that offers account-to-account payments, such as SEPA direct debit (SDD) and SEPA credit transfer (SCT) secured by in-house and open banking services via one single API integration for payment service providers and merchants as a white-label option.

SEPAexpress guarantees smooth and secure transaction processing through a comprehensive product portfolio for risk assessment, dynamic mandate management and reconciliation.

Easy payments

Direct debit

The most cost-efficient way to collect payments. Simple and fast through direct debit. For one time and recurring payments.

Open Banking

Initiate payments with real-time confirmation! Open Banking enables direct and easy payments via Payment Initiation Services.

Risk Management

Combine the most important account-to-account methods and benefit from integrated risk and mandate management!

White Label

We remain undercover and you can shine!
All our payment solutions come in white-label-ready design.
Your customers won’t notice using SEPAexpress.

Experience our white label products

SEPAexpress Benefits

MERCHANTS

More control over cash flow and collect variable payments on your own schedule.
Unified reconciliation and chargeback reporting provide a simplified, consolidated overview, complete with an automatic categorisation of chargebacks based on their reason code.
Centralization of all euro-denominated payments from a single account.

SHOPPERS

Direct debit payments made anywhere in the euro area. Promptly and without bank deductions.
Fewer transaction disputes. Automatic mandate creation and prepayments provide better visibility into outstanding payments.
Forgotten or lost payments? That’s yesterday’s news! Simply issue a smooth direct debit authorization for recurring payments online.

Borderless payments

SEPA direct debit

With 84% of Europeans having a bank account and processing more than 25 billion direct debit payments, SEPA direct debit has become one of the most valuable alternative payment methods operating in multiple European markets. SEPAexpress unites old school direct debits with PSD2.

Learn more about SEPA direct debit

Portugal

has a population of 10,799,270 people, with 87.4% of adults having a bank account. These are our potential customers.

Spain

has a population of 47,370,542 people, with 97.6% of adults having a bank account. These are our potential customers.

France

has a population of 65,951,611 people, with 96.6% of adults having a bank account. These are our potential customers.

Belgium

has a population of 11,044,268 people, with 98.1% of adults having a bank account. These are our potential customers.

Netherlands

has a population of 16,805,037 people, with 99.3% of adults having a bank account. These are our potential customers.

Great Britain

has a population of 67,220,000 people, with 97% of adults having a bank account. These are our potential customers.

Ireland

has a population of 4,775,982 people, with 94.7% of adults having a bank account. These are our potential customers.

Germany

has a population of 81,147,265 people, with 98.8% of adults having a bank account. These are our potential customers.

Italy

has a population of 61,482,297 people, with 87.3% of adults having a bank account. These are our potential customers.

Greece

has a population of 10,772,967 people, with 87.5% of adults having a bank account. These are our potential customers.

Slovenia

has a population of 1,992,690 people, with 97.2% of adults having a bank account. These are our potential customers.

Austria

has a population of 8,221,646 people, with 96.7% of adults having a bank account. These are our potential customers.

Slovakia

has a population of 5,488,339 people, with 77.2% of adults having a bank account. These are our potential customers.

Lithuania

has a population of 3,515,858 people, with 77.9% of adults having a bank account. These are our potential customers.

Latvia

has a population of 2,178,443 people, with 90.2% of adults having a bank account. These are our potential customers.

Estonia

has a population of 1,266,375 people, with 97.7% of adults having a bank account. These are our potential customers.

Finland

has a population of 5,266,114 people, with 100% of adults having a bank account. These are our potential customers.

Cyprus

has a population of 1,155,403 people, with 90.2% of adults having a bank account. These are our potential customers.

The expert in
account-to-account payments

One single API solution for trusted and seamless payment services

Who we are

Easy payments

Direct debit

Open Banking

Risk Management

Secure
Easy
Simple

White Label

N^o 1
Payment Solution

34

Throughout Europe

Transaction overview

Fully white labeled

Boosts conversion rates

Always compliant

Saves unnecessary fees

Our world of payment

SEPAexpress Benefits

MERCHANTS

SHOPPERS

We are happy to advise you

Borderless payments

SEPA direct debit

Blog

SEPA Direct Debit

SEPA direct debit – all you need to know

PAYMENT SERVICE DIRECTIVE 3 (PSD3)

Why businesses need to be ready

PAYMENT-PREVIEW:

3 B2B payment solutions we’re looking at in 2023

Be in good company

YOUR REQUEST

Just click here

SEPAexpress

The expert in account-to-account payments

One single API solution for trusted and seamless payment services

Who we are

Easy payments

Direct debit

Open Banking

Risk Management

Secure Easy Simple

White Label

No 1 Payment Solution

34

Throughout Europe

Transaction overview

Fully white labeled

Boosts conversion rates

Always compliant

Saves unnecessary fees

Our world of payment

SEPAexpress Benefits

MERCHANTS

SHOPPERS

We are happy to advise you

Borderless payments

SEPA direct debit

Blog

SEPA Direct Debit

SEPA direct debit – all you need to know

PAYMENT SERVICE DIRECTIVE 3 (PSD3)

Why businesses need to be ready

PAYMENT-PREVIEW:

3 B2B payment solutions we’re looking at in 2023

Be in good company

#SEPAexpress

YOUR REQUEST

Just click here

SEPAexpress

The expert in
account-to-account payments

Secure
Easy
Simple

N^o 1
Payment Solution